THE LOANCURE
PREMIUM VS FREE ASSESSMENT
Struggling with Loan Payments? We’re Here to Help!
(Premium option)
Facing financial hardship can make loan payments feel overwhelming. Our Premium Assessment ($49.99) is designed to guide you through the process of requesting relief from your lender. In just 5 minutes. Complete our detailed form and receive:
-
Personalized Hardship Letters: Custom-written letters tailored to your specific credit cards or loans, ready to help guide your conversation with your lender.
-
Bank-Specific Strategies: Expert advice crafted for your lender’s policies, increasing your chances of approval.
-
Payment Reduction Estimates: Clear estimates of how much you could save on your monthly payments.
-
Approval Likelihood Ratings: Insights into how likely your request is to be approved based on your situation.
-
Ready-to-Use Guidance: Professionally formatted letters you can send immediately to start the relief process.
Our proven approach has helped thousands navigate financial challenges and secure affordable payment plans. Don’t let loan stress hold you back—take control today!
Explore Loan Hardship Education Options for Free
What You’ll Get
-
Answer 5 simple questions (hardship type, duration, income, debt, urgency)
-
Instant results with hardship program options
-
Overview of what banks typically offer
-
Basic eligibility guidelines
Explore your options with zero commitment and get immediate guidance!
Why Try It?
-
No cost, no obligation – builds trust
-
Results in under a minute
-
Learn about hardship programs even if you’re just exploring
-
Connects you to tailored solutions
How It Works
Step 1:
Choose assessment level
Select your assessment type
Step 2:
Answer questions
Provide your financial details
Step 3:
Get
results
Receive tailored relief options
TESTIMONIAL
Sarah, Retail Manager
“After losing hours at work, TLC analyzed my unemployment benefits and gave me exact payment amounts I could afford for each credit card. The guidance helped me get approved for payment plans with all three lenders instead of guessing and missing payments.”
Marcus, Construction Industry
“Injury meant 4 months off work. TLC calculated we could handle $280/month instead of our $800 minimums. Using their draft letters as guidance, we got temporary reductions from all our lenders and saved our credit.”
Jennifer, Single Parent
“Divorce cut my income 60%. TLC showed I could afford $125/month total instead of $450. Their professional letter templates helped me get three payment plans approved within two weeks.”
Frequently asked questions
Money-Back Guarantee
Our Commitment to You
We're confident in our ability to help you secure meaningful hardship relief from your credit card companies. If you purchase our $39.99 Premium Hardship Assistance Plan and don't receive any approved relief within 90 days, we'll refund your payment.
How Our Guarantee Works
What qualifies for a refund:
You completed our full assessment process and provided all requested documentation
We generated and you submitted hardship letters to all eligible accounts. You followed up via phone to specific hardship departments where you did not get a response.
No credit card issuer approved any form of payment reduction, interest rate decrease, or payment plan within 90 days of submission
You can provide documentation showing rejections or non-responses from contacted issuers.
What doesn't qualify:
Partial relief (even a single approved modification means our service worked)
Relief that doesn't meet your specific expectations but provides some benefit
Situations where you didn't follow our submission guidance or provide complete documentation
Accounts that were ineligible for hardship programs from the start
Cases where your financial situation improved significantly during the 90-day period
Important Considerations
"Relief" is defined as any of the following:
Temporary or permanent interest rate reduction
Payment plan with reduced monthly payments
Fee waivers or reversals
Account forbearance or deferment
Settlement offers at reduced balances
Our service provides:
Professional hardship letter drafting based on your specific situation
Guidance on optimal submission strategies
Educational resources about hardship programs
We do NOT guarantee specific outcomes, negotiate directly with creditors, or provide legal advice
To Request a Refund
Contact us within 90 days of purchase with:
Documentation of all rejections/non-responses from submitted letters
Proof that you followed our submission guidelines
Confirmation that no relief was obtained during the 90-day period
Refunds are processed within 10 business days of approval.
Legal Notice: This service provides educational tools and hardship letter templates. You are solely responsible for all communications with your creditors, including how you present our guidance materials. Results vary by individual circumstances and issuer policies. We cannot guarantee specific outcomes as final decisions rest with your credit card companies. This guarantee covers our template delivery and guidance, not your implementation or creditor decisions beyond our control.